Our financial guidance is designed to prepare clients to meet their future obligations and objectives while tracking their progress throughout their retirement years. We begin by gathering information from all financial accounts and perform an extensive analysis of the client’s current income and spending habits. Clients are provided with a questionnaire to uncover their thoughts, requirements and expectations throughout their retirement which allows Avista to generate multiple scenarios based on various possible outcomes. The completed financial plan is a dynamic document, which is updated annually to reflect any changes in the client’s circumstances and/or substantial changes in the financial markets.